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Uninsured and Underinsured Motorist Accidents

When a car accident happens, here is what is supposed to happen next: The person who is injured in the car accident files a claim with the negligent driver’s insurance company. The negligent driver’s insurance company then provides enough compensation to cover medical costs, pain and suffering, lost wages, and more.

Unfortunately, it rarely works out that way, particularly when the negligent driver is uninsured or underinsured.


What if They Don’t Have Enough Insurance in Seattle?

At the law firm of Carter & Fulton in Everett, Washington, we resolve uninsured and underinsured claims. We help people who have had their lives changed by auto accidents get the compensation they deserve and need to move on.

To discuss an uninsured or underinsured claim with an experienced attorney, call us at 425-258-3538 or send us an email.


We Have No Conflict of Interest

Unlike some law firms, our lawyers never represent insurance companies. We only represent ordinary people like you. If you have an uninsured or underinsured driver claim, you can be confident that we can set things straight and get you the benefits you have coming.

While it is true that drivers in Washington are legally required to carry a certain amount of insurance, this requirement is not tied to the issuance of a license. In other words, there really isn’t much to stop drivers from getting behind the wheel with either no insurance or not enough insurance. Studies show that 20–30 percent of drivers are uninsured and many more than those who are underinsured.

When one of these drivers causes an accident, you have to file an uninsured motorist or underinsured motorist claim (UM/UIM claim) with your own insurance company. This can be a challenging matter.

Our lawyers have decades of experience handling uninsured and underinsured motorist claims. If the matter calls for a trial, we are ready. We are strong in the courtroom and out of it. Our record of millions of dollars in compensation for accident victims demonstrates it.